Case Studies/Identity Verification

Identity Verification

Comprehensive KYC system with bank integration and mobile SDK

Technologies

AndroidiOSSDKFlutter PluginJavaSpringReactNext.jsAzureKubernetes

Context and Introduction

In the face of the COVID-19 pandemic, financial institutions were forced to rapidly transition their processes to a remote mode. Traditional identity verification methods proved insufficient, and increasing regulatory requirements demanded modern, digital solutions. Our solution was designed with flexibility in mind – available as a mobile SDK (Android, iOS, Flutter Plugin) and a web application with an SDK, with the option for self-hosting.

The goal of the project was to create a comprehensive KYC system that not only accelerates customer onboarding but also reduces manual process costs while meeting strict regulatory requirements. The system enables integration with banks and existing systems, making it an ideal solution for FinTech companies.

Problem Description

Before implementing our system, the identity verification process was time-consuming, costly, and based on manual document processing – extending customer onboarding time from several days to even dozens of hours. Manual methods not only generated high operational costs but also increased the risk of errors and fraud. The lack of a modular solution that could easily integrate with existing systems further hindered the adoption of modern verification methods.

Proposed Solution

We developed a modular identity verification system available as both a mobile SDK and a web application. The solution includes document verification (OCR and NFC), biometric facial verification, bank integration, and electronic document signing. The entire system was built using Java Spring, React, and hosted in Microsoft Azure – with the option for self-hosting.

Thanks to its flexible architecture, the modules can be quickly integrated with existing systems, allowing for immediate deployment and customization to meet the specific needs of FinTech clients.

Results and Benefits

After implementing the system, identity verification time was reduced from several days to just a few minutes. Additionally, thanks to process automation, operational costs related to manual verification were cut by approximately 50%. The system currently handles an average of 30,000 verification operations per month, with user satisfaction confirmed by an average rating of 4.8 in app stores and positive customer reviews.

Moreover, thanks to its modular design and the ability to integrate both mobile and web SDKs, institutions can use our solution either within their own hosting environment or in the Azure cloud, significantly increasing flexibility and scalability.

Client Testimonial

“Implementing this modular identity verification system has revolutionized our onboarding process. Verification time has been reduced from days to minutes, and the cost savings are invaluable. The flexibility of the solution allows us to fully integrate it with our systems, providing a significant competitive advantage.”

Summary

The creation of a modular identity verification system has enabled financial institutions to achieve rapid and secure customer onboarding while meeting stringent regulatory requirements. Available as both mobile and web SDKs with self-hosting options, the solution has reduced verification time from days to minutes and cut operational costs by approximately 50%. As a result, the product has become a key tool in the digital transformation of FinTech services, delivering measurable business benefits and significantly increasing customer satisfaction.